Our Services
Advising individuals and businesses
The core areas of financial planning on which we advise individual and corporate clients are investment, protection and pensions (including auto-enrolment). Where other services are required, including mortgages, equity release, QROPS (overseas pensions) and legal matters such as wills, we can make referrals to key business partners.
Whether you require holistic or focused financial advice, we will get to know you before making any recommendations. Our advice will be based on a review of your current position and a sound understanding of your immediate needs and future aspirations. The scope of the review will be your choice and could embrace any or all of:
- Investment & Savings Review
Addressing the frustration of low returns on your existing cash deposits
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested
- Lifestyle Financial Planning
Checking your readiness to meet major commitments at future life stages - Protection Review
Coping financially in the event of an unexpected death or a serious illness - Pension Planning (pre-retirement)
Ensuring schemes and contribution levels can mean retiring when you want
Auto-Enrolment and Will writing are not regulated by the Financial Conduct Authority.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
- Pension Planning (into retirement)
Making the right tax-efficient choices under the new flexible pension rules
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
- Estate Planning Review
Reducing the impact of inheritance tax for your beneficiaries when you die
Estate and tax planning is not regulated by the Financial Conduct Authority
- Mortgages
With access to whole of market mortgages, we can help find the most appropriate deal for you whether it’s First Time Buyer, Re-mortgage, Equity Release, Buy To Let or Commercial Mortgage (This will be by referral only). Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
It is all too easy to put important financial decisions to one side, only to regret having failed to act in time if life then takes an unexpected turn.
Act now and make an enquiry.
Will writing is not part of the Quilter Financial Planning offering and is offered in our own right.